Joseph began his Independent Insurance Adjusting career in 1984 with GAB Business Services in Upstate New York, operating their Johnstown, New York branch office until October of 1988.

From 1988 to 2006, he worked for Fort Orange Claim Service as a General Adjuster and Branch Manager in Utica, New York. He was promoted with FOCUS as their Regional General Adjuster working at the Home Office in Clifton Park, New York before deciding to pursue a lifelong dream of being a business owner. Joseph opened J.R. Farnham Claim Service. Joseph has the vast experience and expertise to handle complicated and large residential and commercial property losses.

Joseph graduated from East Stroudsburg State University in 1983 with a Bachelor of Arts degree in Economics. Joseph attended several GAB Intermediate and Advanced Property and Casualty Schools. Joseph earned the Associate in Claims (AIC) designation in 1995 and is continuing course work toward the coveted CPCU designation. Joseph has been a longtime member of the Utica Claims Association and is a current member of the New York Association of Independent Adjusters.
He is a NAIIA Certified Appraiser/Umpire.